Cell phones: Make talk cheaper
You’ve heard iPhone users gripe about their mammoth monthly charges — but it’s not just those with the fanciest smart phones who are paying a bundle. “The average consumer overspends by $300 a year,” says Schwark Satyavolu of BillShrink.com, which helps consumers save on expenses. Knocking that much off your tab isn’t hard, experts say: you can do it by changing your plan, your carrier, or the way you use your phone.











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