I have a philosophy, which is that if you can create win-win situations you should always do so. My daughter, Briana, is 12 years old and has been invited to travel to Europe next summer to be a Student Ambassador through the People to People program. one of the requirements I am making for Briana to go is that she must raise one-half of the finds for the trip. since Briana needs funds for her trip, and my company, Entrust Retirement Services, Inc. needed help stuffing envelopes to send out …

Read, listen and learn about different investments and strategies. in the end, your financial well-being and having a successful retirement is your personal responsibility.
Retirement Planning Tip #77

Everyone is trying to think about ways the weaker dollar will effect the world. I was wondering how it will affect the American League East. could the strangle-hold of the Yankees and Red Sox finally be broken because of the weak dollar?
The past 10 years have not been good ones for the Canadian Dollar. looking at this chart (you may have to click on “all data” to the left of the chart) you see that in 2002 you could exchange one U.S. Dollar for about about 1.60 C$. You also …

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? kainrHaving debts can really be a source of pain and can ruin your health. It can cause you stress which in turn can lead to illnesses like high blood pressure, heart ailments and diabetes. Debts can also ruin your relationships. many previously happily married couples break up when money problems start to take more and more of their time together. and of course, debts can certainly ruin your credit score. This makes it difficult for you to get financing for important things like …
How To Get Out Of Debt …

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From courtship to fledging and every activity in-between, Heinrich explores the diverse mating and parenting habits of birds. though he cites research from around the world, he returns us often to his Vermont bog or Maine woodland cabin (familiar places to Heinrich’s fans) to see what the geese or phoebes or red-winged blackbirds are up to.
Heinrich, Professor Emeritus of Biology at the University of Vermont, begins by arguing that bird mating and parenting behavior is motivated by feelings, just like our own. “By invoking …

Ira Rollover: Check out Your Options before You Invest
A popular IRA company, Rollover Guide, defines an IRA Rollover as “an IRA Rollover is a tax-free transfer of assets from a tax-deferred retirement program into your personal Individual Retirement Account.” If you are on the verge of retirement and looking for a good investment plan then a rollover IRA will be a good option for you. If you are under the 401K rollover program, you can easily roll over your IRA.
There are different types of IRAs – Rollover IRA, Roth IRA, …

Insurance Continuing Education – Individual Retirement Annuity
August 29th, 2010. Published under Continuing Education. No Comments.
Individual Retirement Annuities (IRA) was established on an individual basis, so that employees of independent contributions to their pension plans to make. either a fixed or variable interest rate may be used. an IRA is still a flexible premium deferred annuity. IRA offer a limited tax deduction for the contribution of the individual and the accumulation of interest on a tax-deferred basis. Instruments other than pensions can be used to establish individual retirement accounts, but …

The 100% Rule: you may have heard that once you retire you?ll be able to live on 70-80% of your pre-retirement income. however, considering medical costs are rising and life spans are increasing, I?d rather plan that you?re likely to need 100% of your pre-retirement income in retirement just to be on the safe side.
Retirement Planning Advice – The 100% Rule

ProFunds is launching two new mutual funds to track the U.S. dollar. Since this is ProFunds, one of the funds will go long (you hope the dollar strengthens) and the other will go short (you hope the dollar weakens). unlike most of fund families, ProFunds place no limits on when and how many times you sell the fund. This is definitely geared towards a trader.
Back in the mid-90’s Fidelity offered 3 currency funds, but they never really garnered much interest, (read: money). So they were discontinued.
Considering the expenses ratio …