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[29 Apr 2012 | No Comment | ]

As a result of the recent debt deal, everything – even Social Security – will be on the table as a possible way to close the enormous budget gap.
What changes do you Think Are Going to be Made to Social Security? originally appeared on About.com Retirement Planning on Thursday, August 25th, 2011 at 13:00:23.
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What Changes Do You Think Are Going to Be Made to Social Security?

Retirement Planning »

[28 Apr 2012 | No Comment | ]

(MoneyWatch) Earlier this year, I wrote about a survey that revealed that many Americans have views about retirement that are disconnected from reality — what I called “retirement schizophrenia.” the 2012 Retirement Confidence Survey, recently released by the Employee Benefit Research Institute (EBRI), provides even more evidence that many Americans have wishful thinking about retirement planning. Let’s take a look.
Will you really be able to work in your retirement years?
Almost one-quarter, or 22 percent, of workers in the EBRI survey report that during the past year, they increased the age …

Retirement Planning »

[28 Apr 2012 | No Comment | ]

Wealth management firm bought out
8:00am Saturday 28th April 2012 in North-East Business News By Lauren Pyrah
TWO men who have been investing other peoples money for 25 years have used some of their own to consolidate a buyout of their financial management business.
Richard Blackett and Kevin Walker have completed a management buy-out of RMT Financial Management, renaming it Blackett Walker, and are hoping to expand it into the region’s biggest independent wealth management company.
the firm has more than 150 million invested on behalf …

Retirement Planning »

[25 Apr 2012 | No Comment | ]

Mortgage rates continue to sit at historic lows, and it’s a good time to buy a home if you’re in the market for one. one of the most difficult aspects of buying a home is dealing with the mortgage process. there are countless loan options and lenders, and finding the best deal can ultimately save you tens of thousands of dollars.
Thankfully, the government steps in to help make the process a little easier for military personnel and veterans by offering a VA home mortgage. those who qualify are: Veterans, active …

Retirement Planning »

[25 Apr 2012 | No Comment | ]

LAS VEGAS–(EON: Enhanced Online News)–A delegation of global governmental executives involved in investing have come together to join the Institute Council of Investors. Types of council members include: sovereign wealth funds, public pension funds, central banks, government investment authorities and other governmental entities. Initial members include some of the most senior names in the public investor industry.
“It is paramount to have a diverse range of public institutional investors who have different opinions, to prevent one-sided moves among investors”
The Institute Council of Investors is a neutral body of members …

Retirement Planning »

[24 Apr 2012 | No Comment | ]

Mom of 2 great boys asked: Is there a difference? please explain in Taxes for dummy form. I have no clue what this all means. all I know, is that I get money taken out, and build a savings. lol
Oh, and when I leave my current employer which I have the 401k, and then go to the new employer which has the 403B, can I take out money before I put it in the new plan? Will I be taxed?Used Car Loans
What is the difference between a 401K and a …

Retirement Planning »

[22 Apr 2012 | No Comment | ]

Creating a Safety Net
The purpose of life insurance coverage is to create a pool of money upon your death that your loved ones can use to support their lifestyle. Some people use insurance money to pay off a mortgage, pay off credit card debt, start a business, expand a business, pay for college expenses, meet their monthly obligations or fund their retirement. the uses of the cash are endless. the premiums or amount you pay vary based upon policy type and death benefit amount selected, your age, health, height, weight, …

Retirement Planning »

[20 Apr 2012 | No Comment | ]

I highly doubt that funk legends Earth Wind & fire were referring to the markets when they wrote the song “September.” But the opening line is strangely appropriate for this September.
Markets dancing in September. But why?

Retirement Planning »

[18 Apr 2012 | No Comment | ]

I take several overseas trips each year and have never bothered to really figure out how to pay for things in countries where US Dollar is not accepted everywhere.? you will invariably incur additional costs in exchanging US Dollar into local currency.? During a recent vacation, I decided to read the fine print ahead of [...]
How to pay during overseas travel?

Retirement Planning »

[15 Apr 2012 | No Comment | ]

The suit generated tremendous debate among general partners (who manage the funds), limited partners (who provide the funds) and the public. not surprisingly, general partners were most opposed to more disclosure. they feared that a public familiar with measuring returns on stocks or other liquid assets on a quarter-by-quarter basis would attempt to do the same for illiquid, long-lived private-equity assets. Early returns tend to be negative; it’s as companies grow over time that positive returns are realized. even for the same investment, assessments of value can differ widely across …