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	<title>Nest Egg News Feed</title>
	<link>http://nesteggnewsfeed.com</link>
	<description>Your Central Source For News and Advice on Financial Planning</description>
	<lastBuildDate>Mon, 21 May 2012 00:00:16 +0000</lastBuildDate>
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	<item>
		<title>Replacing Behaviors And Habits</title>
		<description><![CDATA[A person was telling me today that in &#97;&#110; effort &#116;&#111; save money he tried &#116;&#111; simply cut off &#115;&#111;&#109;&#101; of his activities and &#119;&#111;&#117;&#108;&#100; continue &#116;&#111; do &#116;&#104;&#101;&#109; &#111;&#110;&#101; he &#103;&#101;&#116;&#115; his finances &#98;&#97;&#99;&#107;. &#104;&#111;&#119;&#101;&#118;&#101;&#114;, it doesn&#8217;t seem like he &#105;&#115; able &#116;&#111; do this as &#102;&#114;&#111;&#109; time &#116;&#111; time he just ends &#117;&#112; [...] &#8230;
Replacing Behaviors And Habits
]]></description>
		<link>http://nesteggnewsfeed.com/money-management/replacing-behaviors-and-habits/</link>
			</item>
	<item>
		<title>Global Market Update: Spanish Banks Downgraded</title>
		<description><![CDATA[CNBC&#8217;s Kelly Evans reports European stocks &#97;&#114;&#101; &#111;&#110; track &#102;&#111;&#114; their biggest weekly decline &#115;&#105;&#110;&#99;&#101; November, &#97;&#115; fear &#97;&#98;&#111;&#117;&#116; Greece and Spain grow and Moody&#8217;s downgrades 16 Spanish banks, including &#116;&#104;&#101; euro zone&#8217;s largest bank, Banco Santander.
Global Market Update: Spanish Banks Downgraded
]]></description>
		<link>http://nesteggnewsfeed.com/money-management/global-market-update-spanish-banks-downgraded/</link>
			</item>
	<item>
		<title>Savings accounts: Account types</title>
		<description><![CDATA[Guide: &#116;&#104;&#101; array of deposit accounts can &#98;&#101; confusing. &#119;&#101; explain &#116;&#104;&#101;&#109; all and reveal &#116;&#104;&#101; best and safest rates and accounts
Savings accounts: Account types
]]></description>
		<link>http://nesteggnewsfeed.com/retirement-planning/savings-accounts-account-types-2/</link>
			</item>
	<item>
		<title>10 Things College Students Waste Money On</title>
		<description><![CDATA[
10 Things College Students Waste Money On
]]></description>
		<link>http://nesteggnewsfeed.com/money-management/10-things-college-students-waste-money-on/</link>
			</item>
	<item>
		<title>Check&#8217;s in the Mail? Not from Social Security</title>
		<description><![CDATA[
As &#111;&#102; March &#111;&#102; next year, Social Security payments &#119;&#105;&#108;&#108; &#103;&#111; electronic. &#116;&#104;&#101; U.S. Treasury &#115;&#97;&#121;&#115; &#97;&#115; &#111;&#102; 2013, all Social Security &#97;&#110;&#100; other government funds &#119;&#105;&#108;&#108; be delivered electronically.
You&#8217;d &#116;&#104;&#105;&#110;&#107; &#116;&#104;&#101; over-60 set might be worried about receiving funds electronically, but &#116;&#104;&#101; Treasury reports &#116;&#104;&#97;&#116; 90 percent &#111;&#102; recipients already do, &#97;&#110;&#100; today&#8217;s new accounts &#97;&#114;&#101; automatically electronic. In fact, paperless Social Security is safer &#102;&#111;&#114; retirees. &#97; Treasury Department official &#115;&#97;&#121;&#115; &#116;&#104;&#97;&#116; more &#116;&#104;&#97;&#110; half &#97; million paper federal benefit checks were reported lost or stolen in 2010. ...]]></description>
		<link>http://nesteggnewsfeed.com/financial-planning/checks-in-the-mail-not-from-social-security/</link>
			</item>
	<item>
		<title>SEC Charges Deloitte and Touche in Shanghai with Violating U.S. Securities Laws in Refusal to Produce Documents</title>
		<description><![CDATA[
FOR IMMEDIATE RELEASE 2012-87
Washington, D.C., &#109;&#97;&#121; 9, 2012 &#8212; &#116;&#104;&#101; Securities &#97;&#110;&#100; Exchange Commission today announced an enforcement action &#97;&#103;&#97;&#105;&#110;&#115;&#116; Shanghai-based Deloitte Touche Tohmatsu CPA Ltd. &#102;&#111;&#114; its refusal &#116;&#111; provide &#116;&#104;&#101; agency with audit work papers related &#116;&#111; &#97; China-based company &#117;&#110;&#100;&#101;&#114; investigation &#102;&#111;&#114; potential accounting fraud &#97;&#103;&#97;&#105;&#110;&#115;&#116; U.S. investors.
 Additional Materials

Order Instituting Proceedings

According &#116;&#111; &#116;&#104;&#101; SEC&#8217;s order instituting administrative proceedings &#97;&#103;&#97;&#105;&#110;&#115;&#116; D&#38;T Shanghai, &#116;&#104;&#101; agency has &#98;&#101;&#101;&#110; &#109;&#97;&#107;&#105;&#110;&#103; extensive efforts &#102;&#111;&#114; more than two years &#116;&#111; obtain documents related &#116;&#111; &#116;&#104;&#101; firm&#8217;s work &#102;&#111;&#114; &#116;&#104;&#101; company, which issues ...]]></description>
		<link>http://nesteggnewsfeed.com/retirement-planning/sec-charges-deloitte-and-touche-in-shanghai-with-violating-u-s-securities-laws-in-refusal-to-produce-documents/</link>
			</item>
	<item>
		<title>Facebook shares down 0.5% in after hours trading</title>
		<description><![CDATA[This is &#97; Real-time headline. These &#97;&#114;&#101; breaking news, delivered the minute it &#104;&#97;&#112;&#112;&#101;&#110;&#115;, delivered ticker-tape style. Visit www.marketwatch.&#99;&#111;&#109; or the quote page &#102;&#111;&#114; more information &#97;&#98;&#111;&#117;&#116; this breaking news.

   
Facebook shares down 0.5% in after hours trading
]]></description>
		<link>http://nesteggnewsfeed.com/investment-advice/facebook-shares-down-0-5-in-after-hours-trading/</link>
			</item>
	<item>
		<title>Can I Avoid Paying Taxes on a Roth Conversion?</title>
		<description><![CDATA[
Dear Tax Talk,I rolled over my traditional individual retirement account into &#97; Roth IRA in 2010. It &#119;&#97;&#115; $19,000. Do I &#104;&#97;&#118;&#101; to pay taxes on that, or can I get around not paying taxes? Can I change it back? I am 59 &#97;&#110;&#100; do not need this money. I did not pay taxes in 2010 or 2011. Thanks!&#8211; Jim
Dear Jim,Why &#119;&#111;&#117;&#108;&#100; you think that you don&#8217;t &#104;&#97;&#118;&#101; to pay tax on &#97; Roth IRA conversion? Special rules &#97;&#108;&#108;&#111;&#119; you to spread &#111;&#117;&#116; the tax &#102;&#111;&#114; 2010 conversions, but you ...]]></description>
		<link>http://nesteggnewsfeed.com/401ks-iras/can-i-avoid-paying-taxes-on-a-roth-conversion/</link>
			</item>
	<item>
		<title>Losing 37% a Year for 10 Years Straight</title>
		<description><![CDATA[Yes, the &#112;&#97;&#115;&#116; decade of 2000s didn&#8217;t treat investors well. If &#121;&#111;&#117; invested in the DJIA, &#121;&#111;&#117; lost 9% for the decade. &#97; S&#38;P 500 investor lost 24%. &#97;&#110;&#100; &#97; NASDAQ investor lost 44%, thanks &#116;&#111; the fact that &#119;&#101; &#115;&#116;&#97;&#114;&#116;&#101;&#100; the decade at the height of the dot com bubble. 
All the above figures &#97;&#114;&#101; absolute, un-annualized returns. That &#105;&#115;, your original 10,000 dollar investment will end up at approximately $9,100, $7,600, &#97;&#110;&#100; $5,600 respectively. 
But &#104;&#111;&#119; about losing at an annualized rate of 37% &#97; year for 10 ...]]></description>
		<link>http://nesteggnewsfeed.com/retirement-planning/losing-37-a-year-for-10-years-straight-2/</link>
			</item>
	<item>
		<title>SEC Charges optionsXpress and Five Individuals Involved in Abusive Naked Short Selling Scheme</title>
		<description><![CDATA[
FOR IMMEDIATE RELEASE 2012-66
Washington, D.C., April 16, 2012 ? The Securities and Exchange Commission today charged an online brokerage and clearing agency specializing &#105;&#110; options and futures &#97;&#115; &#119;&#101;&#108;&#108; &#97;&#115; four officials &#97;&#116; &#116;&#104;&#101; firm and &#97; customer involved &#105;&#110; an abusive naked short selling scheme.
The SEC?s Division &#111;&#102; Enforcement alleges that Chicago-based optionsXpress failed to satisfy its close-out obligations under Regulation SHO by repeatedly engaging &#105;&#110; &#97; series &#111;&#102; sham ?reset? transactions designed to give &#116;&#104;&#101; illusion that &#116;&#104;&#101; firm &#104;&#97;&#100; &#112;&#117;&#114;&#99;&#104;&#97;&#115;&#101;&#100; securities &#111;&#102; &#108;&#105;&#107;&#101; kind and quantity. &#116;&#104;&#101; ...]]></description>
		<link>http://nesteggnewsfeed.com/investment-advice/sec-charges-optionsxpress-and-five-individuals-involved-in-abusive-naked-short-selling-scheme/</link>
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