When you’re in your 50’s, start paying down your non-deductible debt such as credit cards and auto loans. try to be debt free, perhaps with your mortgage being the only exception, by the time you retire. if you can pay off your mortgage too, more power to you. this can free up a lot of cash flow and keep your expenses low in retirement.
National Retirement Planning Month Tip #84: Debt-Free Retirement Living

Online shopping is just a way of life these days. most people don’t even think twice about using their credit cards to make a transaction with some online entity, but that complacency could be costly if you aren’t careful. Shopping online can be a perfectly safe experience, but there are a few things to keep in mind when doing it.
Shopping Safely Online

If you’re in debt and have multiple credit cards making your life miserable you know how important it is to get out of debt. Unfortunately, when you’re juggling a number of debts, big or small, it can seem like an impossible task. That’s where the debt snowball comes in. By doing little more than you’re doing right now, you can put the debt snowball to work so that you can not only pay off your debt faster, but begin paying off cards completely, which has a huge psychological impact. If …

Credit Card Debt | take Steps To Avoid Entering Retirement With Credit Card DebtMay 2, 2011 – 4:14 pm
there are several reasons for this.
“With the economy, it’s completely fractured their long-term financial planning and retirement,” Mark said. “Any retirement planning they’ve done is lost because of the last decade.”
according to a survey by CESI Debt Solutions, a national nonprofit credit counseling organization, 56 percent of retirees had outstanding debts when they left the workforce – and 96 percent refused to delay retirement because of the outstanding …

Who do you guys like and/or dislike with the radio and television financial advisors? Why do like/dislike them. do you give any of them actual credibility as top financial advisors?
Here’s mine:
1. Brian Preston (the Money Guy) – 5-starsPros- Brian is the best of the best in my opinion. he talks about things that people with a little financial sense and willpower can do. Doesn’t talk down to you like (cut up your credit cards, you’re not smart enough to use them) and such things. I like that he is a …

Where do you turn when a financial emergency strikes? Do you resort to credit cards, borrowing money from friends and family, or do you have some money set aside? how you respond to a financial crisis can significantly impact your finances for years to come. Tapping into resources that are meant for something else to cover an emergency can set your retirement back, take money away from a college fund, or even lead to bankruptcy. Creating a financial safety net lies at the foundation of any financial plan. we hope …

The last time anyone checked, more than eight out of 10 college students had a credit card — and an unpaid balance.
The average senior, according to statistics compiled by Sallie Mae, will graduate with more than $4,000 in credit card debt, on top of any student loans. The average debt carried by college students is $3,173, almost double the figure from 2004.
Only 17 percent of students pay off their entire balance every month; 22 percent pay just the minimum.
Those are just some of the reasons the Texas State financial literacy …

Save money on your credit card expenses with these money-saving tips
Save Money on Credit Cards

To best plan a successful retirement, many choose to work with knowledgeable and experienced financial planners; there are four common mistakes many individuals make that can cut into their retirement income
BOSTON, Dec. 1, 2010 — many individuals choose to work out the complicated aspects of retirement planning with financial planners to better ensure more successful golden years. in addition to accumulating enough funds, people planning to retire also need to calculate their debt, figure their insurance needs, factor inflation, sort out other sources of income and think about how to …

When you’re in your 50’s, start paying down your non-deductible debt such as credit cards and auto loans. try to be debt free, perhaps with your mortgage being the only exception, by the time you retire. if you can pay off your mortgage too, more power to you. This can free up a lot of cash flow and keep your expenses low in retirement.
National Retirement Planning Month Tip #84: Debt-Free Retirement Living