Should you take “Early Retirement”?
Issue: August 2010 by Jeff Boyer, Edward Jones Financial Advisor in Financial, Inside the Magazine
At some time or another, you’ve probably thought about what you’d like to do during your retirement years. but when will those years begin? you may have some idea in mind about your ideal retirement date, but, as that day approaches, you’ll need to ask yourself: “Can I afford to retire?”
During these days of corporate downsizing, this question is not rhetorical. If your employer offered you a severance package to take …

Maybe you’re looking forward to driving home from work for the last time.? Perhaps you’ve visualized telling your boss to take this job and – well, you know.? the only thing standing in your way is the financial wherewithal to stop working.? Imagine that day has come.? what do you do the day after? How will you spend your time?? while some people may enjoy the lack of any structure for a period of time, others may tire after a few weeks. before hanging up the work clothes for good, …

You kept a stiff upper lip when your company froze salaries in 2009. At least you were still employed. But if a year of dutifully doing your job — and someone else’s — has left you eager for a step up, you may be in luck.
Make the case for a bigger raise

Money Magazine has ranked hundreds of careers and have decided that the job of Financial Advisor ranks third. That’s not too shabby. Here are the stats provided by the magazine.
The average salary is $122,500, which is a little less than three times what my base salary would have been this year had I not been taken the new job. Financial Advisors get strong marks in flxibility, creativity, two things important to me. Ease of entry ranks well, but the level of stress is not perfect.
My career choices are never complete. …

Reducing your debt may be simple, but no one said it would be easy. Depending on what threw you into debt, there could be many issues to address to dig yourself out of your financial hole. Financial freedom requires a plan. here are some ways that could derail that plan:
Paying off the wrong debt: Some people mistakenly believe that they should pay off their mortgage first because it is an “investment” that steadily appreciates. this is only a good choice if you have already paid off higher interest rate debt …

Photo credit: Alan Cleaver
When you leave a job – whether due to layoff or for any reason – you are often faced with a decision about your 401 (k) or other retirement plans.
The decision is whether to keep your 401 (k) funds with your former employer, roll them over to an IRA, or pay the taxes and cash out. over time, many employees have accumulated substantial balances in these employer plans which are designed for tax-advantaged retirement savings.
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For this reason, it is wise to understand the …

Finance is a very important and crucial part of film making. While many people pull you here and there explaining about this vast topic, where as they are all beating behind the bushes, here are some real facts about film making finances.
Every film maker at some point in his career is supposed to make a choice between a hobby and a profession – that is whether you choose film making as a full time career or just a mere hobby. the key to the answer lies in their ability …

If you?re a parent who?s been hit with financial body blows because of a job loss, depreciated assets or even just higher-than-expected tuition, you may be worried about how to pay the college bills coming due now.

Jennifer Openshaw: Got a steep college bill? What to do now

401K to IRA rollovers are a fairly straightforward process as long as you make it clear of your intentions. However, if you take a distribution and then decide to do an IRA rollover, your job just got harder thanks to mandatory withholding. Learn how to avoid the 20% mandatory withholding on IRA rollovers.
Rollover IRAs

soulravah asked: ………..
I have money invested in my 401K.
If I get fired from work, what kind of taxes will I owe if I need to access my 401K for funds, while looking for a new job?
Thanks!Question posted courtesy of: Gertrude
How can I access my 401K for funds, if fired from work?