Roth IRA: Don’t forget to open or make a deposit to a Roth IRA account before the April 17 deadline. if you are looking for tax-free growth, then it’s hard to beat the Roth IRA. Kiplinger’s Erin Burt tells us more about Roth IRAs.
The 5 biggest Financial Retirement Mistakes: Alan Haft, a well-known Certified Senior Advisor, offers 5 retirement mistakes including underestimating life expectancy, thinking it’s too late to start planning, miscalculating savings needs, not taking into account inflation, and putting other financial goals first.
Making Money during your Retirement Years: …

(MoneyWatch) Earlier this year, I wrote about a survey that revealed that many Americans have views about retirement that are disconnected from reality — what I called “retirement schizophrenia.” the 2012 Retirement Confidence Survey, recently released by the Employee Benefit Research Institute (EBRI), provides even more evidence that many Americans have wishful thinking about retirement planning. Let’s take a look.
Will you really be able to work in your retirement years?
Almost one-quarter, or 22 percent, of workers in the EBRI survey report that during the past year, they increased the age …

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Welcome to the Retirement Planning Blog

For most people, a mortgage is their biggest monthly bill.? Although few realize it at first, their mortgage also represents one of their biggest savings each month. Since a part – a growing part – of every mortgage payment represents the repayment of principal, part of that big monthly bill is actually savings.? at the end of the typical 30-year mortgage, you’ll own your home free and clear.? Depending on what happens to the value of your home over that time, you might find yourself with quite an asset.
While a …

When you’re in your 50’s, start paying down your non-deductible debt such as credit cards and auto loans. try to be debt free, perhaps with your mortgage being the only exception, by the time you retire. if you can pay off your mortgage too, more power to you. this can free up a lot of cash flow and keep your expenses low in retirement.
National Retirement Planning Month Tip #84: Debt-Free Retirement Living

With the debt deal behind us, it’s time to pick up the pieces and ask the question: “What happened?”  As it turns out, very little was accomplished, at least as it pertains to the specifics of future changes.  While most of the hard work has been delayed a short while, certain decisions were made. one clear line in the sand was the carving out of Social Security from any automatic reduction in spending. (The same cannot be said for Medicare).  Still, as I discuss in Should your Retirement planning Change …

As a result of the recent debt deal, everything – even Social Security – will be on the table as a possible way to close the enormous budget gap.
What changes Do You Think are going to be Made to Social Security? originally appeared on About.com Retirement Planning on Thursday, August 25th, 2011 at 13:00:23.
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What Changes Do You Think Are Going to Be Made to Social Security?

Welcome Forbes.com Retirement, the newest website in the Moneysmartz retirement planning directory. Forbes.com Retirement provides the latest retirement and retirement planning news, information, and advice from Forbes.com. Special features include a recent report on Roth 401(k) plans and a 2006 report on Mutual Funds.
Forbes.com Retirement

Read, listen and learn about different investments and strategies. In the end, your financial well-being and having a successful retirement is your personal responsibility.
Retirement Planning Tip #77

Many of your Congressional representatives have been forced to show their true color as a result of the bickering and bartering over the new debt deal.? with that in mind, which political party do you think is doing the right thing for current retirees?? (I’ll ask a very similar question about future retirees in a future poll.)
Which Political Party Has it right for Current Retirees? originally appeared on About.com Retirement Planning on Thursday, August 4th, 2011 at 13:00:59.
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Which Political Party Has it Right for Current …