Welcome to the Moneysmartz Retirement Planning Blog!
Does the dizzying array of information about retirement planning overwhelm you? Worse still, are you concerned about the reliability of the information?
Our goal is to help eliminate your confusion and provide clarity so you can make better retirement planning decisions. We’ll connect you to the most reliable and relevant sources of retirement planning news, information, and resources so you can pursue a secure and abundant retirement.
Thanks for visiting our site!
Welcome to the Retirement Planning Blog

One of several reasons many people are reluctant to hire a financial advisor is confusion as to the advisor’s compensation and concern about ulterior motives.? Given all the Bernie Madoffs in the recent news and the failure of regulators to do their part, trust of the financial community is understandably low.? That said, comprehending how advisors make money is not difficult. although few advisors will publish a rate schedule, nearly all will quite willingly disclose their compensation upon request – they have to. Learn the different methods in which financial …

During the heights of the economic crisis which began in 2008, countless firms made significant changes to their employee benefits plan in an effort to cut costs (not to mention the enormous job cuts). One frequent target was the 401K matching program.? As the economic recover takes hold, many companies have reinstated their match, though many at lower levels than before.? what happened where you work?
Your 401K plan Match ? Is it back? originally appeared on About.com Retirement Planning on Monday, May 23rd, 2011 at 13:00:46.
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Why are Canadians dragging their feet when it comes to retirement planning?BMO says the answer can be found inside their minds. using behavioural finance research, the bank believes it has uncovered clues as to why Canadians are procrastinating the way they are.A report from BMO Retirement entitled Retirement Planning: can I Get back To you On That? and based on a survey conducted by The Strategic Counsel reveals that Canadians are more mindful of their present financial circumstances rather than their future.
The concepts of “immediate gratification” and “paralysis of choice” …

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Retirement Catch-Up: How To Start In Your 50s% Special Report: How To Get Rich In Real Estate% In Pictures: Retirement Planning For Late-Starters

The 100% Rule: you may have heard that once you retire you?ll be able to live on 70-80% of your pre-retirement income. However, considering medical costs are rising and life spans are increasing, I?d rather plan that you?re likely to need 100% of your pre-retirement income in retirement just to be on the safe side.
Retirement Planning Advice – The 100% Rule

Wade Pfau has a fascinating paper out called “Safe Savings Rates: A new Approach to Retirement Planning over the Lifecycle”. It’s really just the bones of such an approach: the details need to be fleshed out a lot. but I love the idea that we should get away from thinking about “the number” we need to be able to live comfortably in retirement. the effect of the number is to break life into two — pre-retirement and post-retirement: your goal pre-retirement is to reach the number, while your goal post-retirement …

Welcome to the Moneysmartz Retirement planning Blog!
Does the dizzying array of information about retirement planning overwhelm you? Worse still, are you concerned about the reliability of the information?
Our goal is to help eliminate your confusion and provide clarity so you can make better retirement planning decisions. We’ll connect you to the most reliable and relevant sources of retirement planning news, information, and resources so you can pursue a secure and abundant retirement.
Thanks for visiting our site!
Welcome to the Retirement Planning Blog

I hope you’ve enjoyed our daily tips throughout the month. As National Retirement Planning Month 2009 comes to a close I want to be sure to include a couple of links to my free resources. enjoy!
Start your FREE subscription to my award-winning newsletter Retirement Intelligence:www.MyRetirementSuccess.com
Catch a sneak peak of my FREE DVD on retirement mistakes and how to avoid them here: www.RetireinaWeekend.com
Bill Losey’s Retirement Intelligence

Monitoring how much money you take out of your IRA portfolio each year is crucial to you not outliving your money. 4% is the magic number that you could take out of your saving each year ($4,000 for every hundred thousand you have invested) and put yourself in a position for your money to last 30 years.
Take out more than that and you could run out of money before three decades are up.
Retire in a bear market and take money out when your portfolio is going down and …