Wade Pfau has a fascinating paper out called “Safe Savings Rates: A new Approach to Retirement Planning over the Lifecycle”. It’s really just the bones of such an approach: the details need to be fleshed out a lot. but I love the idea that we should get away from thinking about “the number” we need to be able to live comfortably in retirement. the effect of the number is to break life into two — pre-retirement and post-retirement: your goal pre-retirement is to reach the number, while your goal post-retirement …

Welcome to the Moneysmartz Retirement planning Blog!
Does the dizzying array of information about retirement planning overwhelm you? Worse still, are you concerned about the reliability of the information?
Our goal is to help eliminate your confusion and provide clarity so you can make better retirement planning decisions. We’ll connect you to the most reliable and relevant sources of retirement planning news, information, and resources so you can pursue a secure and abundant retirement.
Thanks for visiting our site!
Welcome to the Retirement Planning Blog

I hope you’ve enjoyed our daily tips throughout the month. As National Retirement Planning Month 2009 comes to a close I want to be sure to include a couple of links to my free resources. enjoy!
Start your FREE subscription to my award-winning newsletter Retirement Intelligence:www.MyRetirementSuccess.com
Catch a sneak peak of my FREE DVD on retirement mistakes and how to avoid them here: www.RetireinaWeekend.com
Bill Losey’s Retirement Intelligence

Monitoring how much money you take out of your IRA portfolio each year is crucial to you not outliving your money. 4% is the magic number that you could take out of your saving each year ($4,000 for every hundred thousand you have invested) and put yourself in a position for your money to last 30 years.
Take out more than that and you could run out of money before three decades are up.
Retire in a bear market and take money out when your portfolio is going down and …

Welcome Forbes.com Retirement, the newest website in the Moneysmartz retirement planning directory. Forbes.com Retirement provides the latest retirement and retirement planning news, information, and advice from Forbes.com. Special features include a recent report on Roth 401(k) plans and a 2006 report on Mutual Funds.
Forbes.com Retirement

Numerous consumers are seeking credit card debt assistance from both credit counseling agencies and other organizations, as well as, assistance which may be available directly from their creditors. Obviously, the new year often brings many resolutions for consumers to reduce their credit card debt or erase their debt entirely, and for this reason, many…Read more »
<a href="http://www.rwbpress.com/2011/01/05/investing-in-a-roth-ira-for-retirement-contribution-limits-may-call-for-alternative-retirement-planning/tag:news.google.com,2005:cluster=http://www.rwbpress.com/2011/01/05/investing-in-a-roth-ira-for-retirement-contribution-limits-may-call-for-alternative-retirement-planning/Wed, 05 Jan 2011 14:14:19 GMT 00:00″>Investing In A Roth IRA For Retirement–Contribution Limits May Call For …

Read, listen and learn about different investments and strategies. in the end, your financial well-being and having a successful retirement is your personal responsibility.
Retirement Planning Tip #77

Available to the self-employed only, a Keogh plan can be an incredibly powerful retirement planning saving tool. Due to its very high contribution limits, saving in a Keogh plan allows you to both jumpstart your retirement plan as well as significantly increase your current year tax deductions.? While you have until the due date of your tax return plus extensions (likely October 15, 2011) to make a Keogh plan contribution, the plan must be set up by December 31, 2010 in order to make a contribution related to your 2010 …

To best plan a successful retirement, many choose to work with knowledgeable and experienced financial planners; there are four common mistakes many individuals make that can cut into their retirement income
BOSTON, Dec. 1, 2010 — many individuals choose to work out the complicated aspects of retirement planning with financial planners to better ensure more successful golden years. in addition to accumulating enough funds, people planning to retire also need to calculate their debt, figure their insurance needs, factor inflation, sort out other sources of income and think about how to …

Read, listen and learn about different investments and strategies. In the end, your financial well-being and having a successful retirement is your personal responsibility.
Retirement Planning Tip #77