Articles tagged with: risk
401(k)s & IRAs »
Don’t settle for rock-bottom rates on your cash investments. these no to low-risk options handily beat the averages.
Where to find the best savings rates
Investment Advice »
One of the few things that are long-lived at PFBlog is the $1M goal stated in the tag line.
When I started PFBlog in 2003, my intention is to use the blog to track my progress to become a millionaire by the age of 40. It doesn’t take long for me to realize that we can claim a seven-figure asset much earlier with diligent savings and financial planning. therefore, in 2005, I changed the goal to break the million-dollar mark by 36.
Now you may say one million dollars is …
401(k)s & IRAs »
Asset allocation is an investment strategy designed to reduce risk and enhance your return, by spreading your money among the three major asset classes ? stocks, bonds and cash.
Diversification refers to how you spread your money among the sub-asset classes. For example, stocks are one of the three major asset classes; however, within this asset class you have various sub-asset classes such as large cap, small cap, mid cap, blend, growth, value, domestic, international and emerging stocks. Bonds, another major asset class have their own sub-asset classes such as …
Financial Planning »
Don’t settle for rock-bottom rates on your cash investments. These no to low-risk options handily beat the averages.
Where to find the best savings rates
Retirement Planning »
Lowering the current loan limits (a maximum of $729,750 in the most expensive markets) would really affect just 5 percent of the housing market, although that percentage is far higher in certain local markets. David Stevens says that’s enough to hurt the overall market right now, and that we still need another year of recovery before we take such a risk.
Mortgage Bankers Reverse Course on Loan Limits
Money Management »
Are you within the process of planning in your retirement? if you’re around the age of forty or fifty, you might be concerned with the planning process. Are you on observe to retire snug? do it’s essential to save extra money? How will you save that cash? if these are questions that you have asked your self, you could want to contemplate in search of skilled help.As good as it’s to listen to you could search skilled retirement assist, it’s possible you’ll be curious as to how it is best …
Retirement Planning »
Retirement Planning Guide
Article by ric dalberri
If you are in a retirement planning guide mode, and, you should plan five years prior to your actual retirement. here are five reasons you should meet with a financial specialist (advisor) for your retirement planning guide. keep in mind you should meet with a few different individuals or firms before making your decision. Be sure to review their credentials and references and or referrals. this is your retirement planning guide.
1) Knowledge and Expertise. Anyone can make claim to being an advisor. Be sure …
Retirement Planning »
Philippa Yelland has published an article on cloud computing in the investment and superannuation industry in this month’s Investment Magazine.
It starts off a tad doomsday-esque with an image of a dark, ominous sky and the headline “Storms Gather in the Cloud” (OK, so a lot doomsday-esque), but when you read the fine print, the point is that cyber theft is a risk for any online system. moreover, the major cloud vendors often have the most robust infrastructures because (a) they do it for a living; and (b) they’re under constant …
Retirement Planning »
Asset allocation is an investment strategy designed to reduce risk and enhance your return, by spreading your money among the three major asset classes ? stocks, bonds and cash.
Diversification refers to how you spread your money among the sub-asset classes. for example, stocks are one of the three major asset classes; however, within this asset class you have various sub-asset classes such as large cap, small cap, mid cap, blend, growth, value, domestic, international and emerging stocks. Bonds, another major asset class have their own sub-asset classes such as …
Financial Planning »
The Difference between an IRA and 401K
the difference between the IRA and 401k when broken down to its simplest form, is the level of control you have on your account. This control works in the collection of your investment and keep the account.
401k is set up by the employer and the employer makes decisions on investment options will be available, and the company to manage and maintain your account. the employer usually offer a couple of options plan for how your money is invested, any plan to …


